Finaloop is an accounting and bookkeeping service for ecommerce and wholesale brands, combining a proprietary ledger with AI-driven categorization and human accountant review. It states it replaces both a bookkeeper and accounting software like QuickBooks or Xero.

Finaloop states it serves ecommerce and wholesale brands across Shopify, Amazon, and TikTok Shop, offering three COGS methods including SKU-level unit tracking via its InventoryIQ add-on, 3-way order-to-payout-to-bank reconciliation, multi-currency and multi-channel consolidation. A brand doing several million dollars a year across multiple channels, carrying real inventory, and needing landed-cost and unit-level COGS built into the ledger rather than bolted on fits the model they describe.

Finaloop states it specializes in and serves only ecommerce businesses, with limited stated exceptions. Tax filing is sold separately from the bookkeeping subscription, covering federal plus one state return, with a $200 fee per additional state and international forms out of scope. Above roughly $1M in annual revenue, published pricing gives way to a custom quote.

Details are drawn from Finaloop's public materials as of 2026-07-28 and may have changed since retrieval.

No. Finaloop states tax preparation is not included in its bookkeeping subscription and is offered as a separate add-on, covering federal plus one state income tax return, a free extension, and tax support and optimization, added after starting the accounting service. Finaloop states each additional state return carries a $200 fee at filing, and that international forms such as 5472, 5471, and 1042-S are out of scope. Clients may also file with their own CPA or one from Finaloop's network.

Yes. Business and personal tax filings are available on every Uplinq plan, and tax strategy packages are available for businesses that want proactive planning. Because the same system holds your books and prepares your filings, year end is a handoff, not a project.

Finaloop states subscription prices fall into 6 bands based on projected gross receipts for the next 12 months, calculated initially from the trial period and then recalculated at the start of each quarter based on trailing twelve-month revenue. Annual billing saves 10% according to its help center. Finaloop's own comparison pages publish $245/month for brands up to $1M in annual revenue, $415/month for its Core package and $955/month for its Premium package at $2M-$3M in annual sales, and describe a range from $245 up to $1,200 per month. Above these published bands, Finaloop states brands receive a customized scope and fee.

Both, deliberately. Uplinq's AI engine categorizes, reconciles, and monitors your transactions continuously. U.S.-based professional accountants review what the system produces and own every judgment call. You get the speed of technology with a real team accountable for the result.

Finaloop states clients can cancel at any time, remain the sole owner of their information, and can take all their data to any other bookkeeping or accounting firm. Its help center describes exporting P&L, balance sheet, cash flow, and general ledger as a final Excel export, or having Finaloop perform a one-time sync into a newly created QuickBooks account, after which the Finaloop account is closed and account details deleted. Finaloop's pricing page also states that completing a year-end close after December 31 requires keeping an active subscription during that process.

That's common, and it's a solved problem. Uplinq's Catch Up service rebuilds past months or years of books as part of onboarding, scoped to how far behind you are and the state of your records. You start clean, not from wherever your last provider left off.

No. Uplinq offers month-to-month agreements as well as annual plans, which carry a discount. If you prepay annually and choose not to renew, you simply give notice 30 days before the term ends.